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Before Buying Homes (Home Purchase Loans)
How to screen properties before buying homes (Before Buying Homes) |
 
When you have found propective properties when buying homes, you must screen out any unwanted prospects. Always drive by before you actually make an appointment to see the home. This will save you a lot of time by eliminating any obviously bad neighborhoods or homes. Besides the obvious observation of the home you (or him or her) are thinking of buying, also look at the neighborhood around it. The condition of other homes on the block will tell you a lot about the neighbors. Look at the cars parked in the driveways, are they new and shiny - or rusty junkers? Take note of the parking situation on the block as well, you may want to drive by at different times on different days of the week. Is there sufficient parking, or will you have to park a mile away from your new house and walk it home? The homes immediately next to and around your prospective new home should be scrutinized, are they well maintained and worthy of living next door to? If a home is too delapilated, it is possible that it will be knocked down and rebuilt in the near future - do you want to have to live next to a construction site? And worse, what monstrosity will they build in its place? 
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You should also walk around the neighborhood, up and down the block, side streets, and especially behind the home you are thinking of buying. Visit at different times, during quiet periods as well as when you would expect it to be a busy time. Do you feel safe walking around, remember you will be living in that neighborhood for a long time should you buy the home. How is the traffic around the area, is it noisy, a racetrack, buses puffing fumes, is it easy and safe to cross the streets? Avoid buying homes on corners or on main roads, just pulling out of your driveway into traffic could be a daily nerve wracking affair. Watch for bus stops, where there is a bus stop there will always be buses - and hordes of bus passengers. Do you want to live next to an incessant line of exhaust emitting buses, and an unending line of bus commuters (most of whom will be tossing their coffee cups and lunch wrappers on your lawn)? Are there any schools or parks or other public places around, that could attract excessive crowds and cars and noise? Is there a police station or firehouse within earshot? Emergency vehicles are very noisy, and they tend to be noisy around the clock as they respond to emergencies. It is good to have emergency services NEAR the home you are buying, just not NEXT to it. 
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Are there any shopping centers or stores in the immediate vicinity of the home you are buying? This could create traffic and noise problems, as well as parking issues, patrons may block your driveway or hog your parking spaces in front of your home. Train stations and train tracks are the worst possible thing, both in noise and traffic - as well as vibrations. Trains are huge, heavy, and travel around the clock. Even several blocks away the vibration from a passing train will rattle the home you are buying. Commuters tend to drive to train stations and park in its vicinity, this could generate parking headaches during work hours if you are thinking of buying the home. Airports are by far the worst noise makers - even as far as 10 miles away. Be aware of any airports, even small commuter or private airports, in the area when buying homes. Airports often change flight paths of their air traffic, so even if it appears to be quiet when you check out the home to buy near an airport - it is more than likely that at some point airplanes will in fact pass over your new home. You really do not want to be anywhere near an airport.
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If you have friends or family members that live in the area, or are familiar with the area, you should talk to them before you buy homes there. As local residents, they will know about any safety/crime issues in the area, as well as other important things such as flooding during heavy rains. They will also know about traffic conditions, parking issues, transit (such as bus routes, distance to train tracks, airport, etc). And you will also be able to find out about schools, parks and shopping in the area - after all you are thinking of buying a home and moving into that neighborhood. Most importantly, they may know something about the people who will be living next door to you - especially if that neighbor has a sensational past. The last (but not least) thing to find out about the neighborhood before buying homes - if there is any planned road expansion, highways, or other major development in the area. Road widening could gobble up your new lawn (eminent domain) leaving you with less property than when you buy the home. Road rebuilding or new sewers/water mains will bring years of noise, dirt and grief in the new home you are buying. A new highway or entry/exit ramp on your doorstep will really ruin your remaining days. So be sure to check out the area before buying homes there, life can be full of surprises but at least you can try to eliminate some of the obvious problems before buying the home.
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